The Grievance Redressal Mechanism

The Grievance Redressal Mechanism of the Bank is as follows:

  • If a customer feels that there is a deficiency in the service provided to
    him then the customer may approach the Branch Manager of the
    respective branch for immediate redressal. If the customer prefers to file
    a written complaint it can be registered as per the enclosed format. The
    Branch Manager shall record the complaint in the complaint register and
    shall try to resolve the complaint. If the complaint is resolved then it can
    be noted in the complaint register. If the Branch Manager feels that the
    complaint to be redressed at head office then he can refer the complaint
    to head office. The Branch Manager can respond to the complainant with
    in a maximum period of 14 days.
  • If the customer does not receive a response from the branch with in 14
    days or if the customer is not satisfied with the resolution given by the
    Branch Manager then the customer can write to the Grievance Redressal
    Officer (GRO) of the Bank at Head Office and the Grievance Redressal
    Officer shall respond to the customer within a maximum period of 14
    days of receipt of the complaint.
  • If the customer still feels unsatisfied with the response received , he/she
    can address the complaint to the appellant authority i.e. Chief Executive
    Officer of the Bank. The Chief Executive Officer of the Bank will arrange
    to respond to the complainant with in a maximum period of 14 days of
    receipt of the complaint.
  • In case the issue is still not resolved to the satisfaction of the customer,
    he/she may approach the Banking Ombudsman of Reserve Bank of
    India.