The Grievance Redressal Mechanism
The Grievance Redressal Mechanism
The Grievance Redressal Mechanism of the Bank is as follows:
- If a customer feels that there is a deficiency in the service provided to
him then the customer may approach the Branch Manager of the
respective branch for immediate redressal. If the customer prefers to file
a written complaint it can be registered as per the enclosed format. The
Branch Manager shall record the complaint in the complaint register and
shall try to resolve the complaint. If the complaint is resolved then it can
be noted in the complaint register. If the Branch Manager feels that the
complaint to be redressed at head office then he can refer the complaint
to head office. The Branch Manager can respond to the complainant with
in a maximum period of 14 days. - If the customer does not receive a response from the branch with in 14
days or if the customer is not satisfied with the resolution given by the
Branch Manager then the customer can write to the Grievance Redressal
Officer (GRO) of the Bank at Head Office and the Grievance Redressal
Officer shall respond to the customer within a maximum period of 14
days of receipt of the complaint. - If the customer still feels unsatisfied with the response received , he/she
can address the complaint to the appellant authority i.e. Chief Executive
Officer of the Bank. The Chief Executive Officer of the Bank will arrange
to respond to the complainant with in a maximum period of 14 days of
receipt of the complaint. - In case the issue is still not resolved to the satisfaction of the customer,
he/she may approach the Banking Ombudsman of Reserve Bank of
India.